Terms and Conditions

Last Updated: October 27, 2025
Website: PHPAYAMAN.COM

Welcome to PHPAYAMAN.COM (“we,” “our,” “us”).
By accessing or using this website, you agree to be bound by these Terms and Conditions and our Privacy Policy.
If you do not agree, please do not use our site.

These Terms apply to all visitors, readers, and users (“you,” “your”) who access PHPAYAMAN.COM.

1. About PHPAYAMAN.COM

PHPAYAMAN.COM is an independent iGaming information and comparison website serving Filipino players.
We publish reviews, guides, and educational content about online casinos, bonuses, and games.

We do not operate any online casino or handle real-money gambling transactions.
All gaming offers, promotions, and bonuses are provided by third-party licensed operators.

2. Acceptance of Terms

By using PHPAYAMAN.COM, you confirm that you:

Are at least 18 years old, or the legal gambling age in your jurisdiction
Have read, understood, and agreed to these Terms
Are using the site for personal, non-commercial purposes only

If you disagree with any part of these Terms, please exit the website immediately.

3. Purpose of the Website

Our website is designed for:

Providing information, education, and comparison of iGaming brands
Helping users understand bonuses, payment methods, and casino safety
Promoting responsible gambling in compliance with Philippine and international standards

We do not:

Offer gambling services or accept bets
Process payments or player funds
Represent or act on behalf of any casino

4. Affiliate Disclosure

Some pages and links on PHPAYAMAN.COM contain affiliate links.
When you click an affiliate link and register or make a deposit on a partner site, we may earn a commission or referral fee — at no extra cost to you.

Affiliate relationships help us maintain the website, but do not influence our reviews or rankings.
For full details, visit our Affiliate Disclosure page.

5. Accuracy of Information

We strive to provide accurate, up-to-date, and unbiased content.
However, information (such as casino offers, bonuses, and terms) may change without notice.

We do not guarantee:

The accuracy or completeness of any information published
That offers or bonuses listed are still valid at the time you visit

Always check the operator’s official website for the latest details before signing up or depositing.

6. Responsible Gaming

PHPAYAMAN.COM promotes responsible gambling and partners only with operators that support safe play.
We encourage all users to:

Play only if you are 18+
Set personal limits on deposits and playtime
Never gamble to solve financial problems

If you or someone you know has a gambling issue, visit our Responsible Gaming page for resources and helplines.

7. User Conduct

By using this website, you agree to:

Use the content for lawful, personal purposes only
Not misuse, copy, or redistribute our content without permission
Not engage in activities that disrupt or damage the website
Not upload malicious software, spam, or harmful code

We reserve the right to restrict or block access to users who violate these Terms.

8. Intellectual Property

All content on PHPAYAMAN.COM — including text, graphics, logos, and design — is protected by copyright and intellectual property laws.

You may not:

Copy, reproduce, modify, or republish any material
Use our name or logo without prior written consent

Limited sharing is allowed only if:

You credit PHPAYAMAN.COM clearly
You link back to the original source page

9. Third-Party Links

Our website contains links to third-party casino and gaming websites.
We are not responsible for:

The content or policies of external websites
The accuracy or availability of third-party offers
Any losses or issues arising from using those sites

Visiting third-party websites is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, PHPAYAMAN.COM and its owners, affiliates, and contributors shall not be held liable for any:

Loss or damages resulting from your use of this website
Reliance on any information or recommendations provided
Issues arising from third-party sites or services

This includes direct, indirect, incidental, or consequential damages.

11. No Guarantees of Winnings

All forms of gambling carry financial risk.
We do not guarantee winnings, success rates, or the accuracy of strategies shared on this website.
The house always has an advantage, and outcomes are based on chance.

12. Privacy and Data Protection

Your privacy is important to us.
Please review our Privacy Policy to learn how we collect, use, and safeguard your data.
By using the site, you consent to our data practices.

13. Changes to Terms

We may update or revise these Terms and Conditions at any time without prior notice.
The “Last Updated” date above reflects the latest version.
Continued use of the site after changes means you accept the revised Terms.

14. Termination

We reserve the right to suspend or terminate access to the site for users who violate these Terms or engage in unlawful activity.

15. Jurisdiction and Governing Law

These Terms are governed by the laws of the Republic of the Philippines.
Any disputes arising from or related to your use of PHPAYAMAN.COM shall be resolved in the appropriate courts of Metro Manila, Philippines.

16. Contact Us

If you have questions or concerns about these Terms and Conditions, please contact:
📧 Email: legal@phpayaman.com
🌐 Website: https://phpayaman.com

Play Responsibly. Stay Informed.

PHPAYAMAN.COM is committed to promoting safe, fair, and responsible gaming.
Always play within your limits — for fun, not profit.
18+ | PAGCOR-Licensed Operators Only | Play Responsibly

Terms and Conditions